Hutchinson Community College campus photo



Loan Summary

This loan is guaranteed by the federal government. You are eligible for this loan if you are enrolled at least half-time in a degree seeking program, are not in default on a federal loan or owe a repayment on a federal grant, and meet all other eligibility criteria. There are two types of the Federal Direct Loan; Subsidized and Unsubsidized.

Information regarding interest rate, consolidation and other specific loan information can be found by clicking on the following link.

Department of Education Loan website

NOTICE:  There is a limit to the total amount of Federal Direct Subsidized student loans that you may receive. Please visit for more information.

Subsidized Stafford Loans

Subsidized Stafford Loans are based on financial need as determined by the Free Application for Federal Student Aid. The government pays the interest on Subsidized loans for you as long as you remain enrolled at least half-time in a degree seeking program. The amount you can borrow during each academic year is based on your grade level.

Unsubsidized Stafford Loans

Unsubsidized Direct Loans are not based on financial need. You are responsible for the interest while you are in school. You can either pay the interest quarterly or have it accrue and added to the loan principle.

Parent Loans (PLUS)

If a dependent student is enrolled in at least 6 credit hours, their parent can apply for a PLUS loan to help students pay for college. PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school.

PLUS loans can help pay for education expenses not covered by other financial aid.

Federal Student Aid Website

Loan Counseling

Loan Entrance Counseling

If this is the first time you are receiving a federal student loan you must complete a Loan Entrance Counseling session before you can receive disbursements on your student loan.

Complete the entrance counseling

Loan Exit Counseling

You must complete a Loan Exit Counseling session when you leave Hutchinson Community College.

Complete the Loan Exit Counseling

Supplemental Exit Interview Information can be found on the link to the right

Supplemental Exit Interview Information

Borrows Rights and Responsibilities

Check Out Campus

The excitement here at HutchCC is contagious, and we know that if you see all the things going on, then you will have to come here.

What We Can Offer

Not only do we have amazing faculty, but our campuses and facilities really have a university feel. We provide a lot of opportunities to succeed - just check out these resources...